[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.formix.sk\/financie\/#Article","mainEntityOfPage":"https:\/\/www.formix.sk\/financie\/","headline":"Financie","name":"Financie","description":"Pre\u010do s\u00fa dnes peniaze tak ve\u013emi d\u00f4le\u017eit\u00e9 a potrebn\u00e9? Preto\u017ee ako inak by sme platili za tovary a slu\u017eby? V\u0161etko stoj\u00ed nie\u010do a ni\u010d nie je zadarmo, preto\u017ee keby bolo, mohli by to ma\u0165 v\u0161etci. Ka\u017ed\u00fd by si chcel iba bra\u0165 a u\u017e\u00edva\u0165 si \u017eivot, ale kto by tie produkty vyr\u00e1bal, keby neboli peniaze? Kto…","datePublished":"2018-04-14","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.formix.sk\/author\/#Person","name":"","url":"https:\/\/www.formix.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/32bc2d377216483c132a3bbf038b8838926e0616f1b3d0e9cb50d997f0b052ba?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/32bc2d377216483c132a3bbf038b8838926e0616f1b3d0e9cb50d997f0b052ba?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"formix.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.formix.sk\/wp-content\/uploads\/img_a288583_w16526_t1528988179.jpg","url":"https:\/\/www.formix.sk\/wp-content\/uploads\/img_a288583_w16526_t1528988179.jpg","height":0,"width":0},"url":"https:\/\/www.formix.sk\/financie\/","wordCount":396,"articleBody":"Pre\u010do s\u00fa dnes peniaze tak ve\u013emi d\u00f4le\u017eit\u00e9 a potrebn\u00e9? Preto\u017ee ako inak by sme platili za tovary a slu\u017eby? V\u0161etko stoj\u00ed nie\u010do a ni\u010d nie je zadarmo, preto\u017ee keby bolo, mohli by to ma\u0165 v\u0161etci. Ka\u017ed\u00fd by si chcel iba bra\u0165 a u\u017e\u00edva\u0165 si \u017eivot, ale kto by tie produkty vyr\u00e1bal, keby neboli peniaze? Kto by to vyr\u00e1bal keby za to ni\u010d nemal? Kto by poskytoval slu\u017eby zadarmo? Asi nikto. N\u00e1\u0161 svet by bol zaostal\u00fd. Neexistovalo by ni\u010d z toho, \u010do existuje dnes. Ale ned\u00e1 sa poveda\u0165, \u017ee peniaze maj\u00fa len kladn\u00fa str\u00e1nku. V\u0161etko m\u00e1 svoje plusy aj m\u00ednusy. M\u00ednusom pri peniazoch je fakt, \u017ee ovl\u00e1daj\u00fa svet a hlavne \u013eud\u00ed. Dok\u00e1\u017eu vyvola\u0165 konflikty dokonca aj v rodin\u00e1ch a man\u017eelstv\u00e1ch. Dok\u00e1\u017eu sp\u00f4sobi\u0165 vojny a nepokoje medzi \u0161t\u00e1tmi, mestami alebo medzi kontinentmi. \u013dudia sa aj pre p\u00e1r eur \u017een\u00fa za peniazmi ako div\u00ed. Menia ich charakter a \u010dasto \u013eudia d\u00e1vaj\u00fa vo svojom rebr\u00ed\u010dku hodn\u00f4t pr\u00e1ve peniaze a kari\u00e9ru na prv\u00e9 miesto. Aj napriek tomu, \u017ee \u013eudia pracuj\u00fa a financie s\u00fa v obehu, v\u017edy sa n\u00e1jdu nejak\u00e9 probl\u00e9my, ktor\u00e9 s\u00favisia s financiami. Napr\u00edklad u\u017e dlh\u00e9 roky je tu infl\u00e1cia, \u010do znamen\u00e1, \u017ee peniaze str\u00e1caj\u00fa hodnotu. M\u00f4\u017eeme to vidie\u0165 napr\u00edklad na tom, \u017ee ke\u010f sme pred p\u00e1r rokmi i\u0161li do obchodu a mali sme 50 kor\u00fan nak\u00fapili sme ove\u013ea viac vec\u00ed, ako dnes, ke\u010f ideme do obchodu s 2 eurami. D\u00f4sledkom infl\u00e1cie je to, \u017ee ceny za tovary a slu\u017eby ka\u017ed\u00fdm rokom st\u00fapaj\u00fa. Preto musia st\u00fapa\u0165 aj v\u00fdplaty zamestnancov, aby si mohli slu\u017eby a tovary dovoli\u0165. Probl\u00e9m nast\u00e1va vtedy, ke\u010f ceny rap\u00eddne st\u00fapaj\u00fa, zatia\u013e \u010do platy sa dv\u00edhaj\u00fa len nepatrne pomaly. \u010eal\u0161\u00edm probl\u00e9mom spojen\u00fdm s peniazmi je to, \u017ee je viac d\u00f4chodcov a nem\u00e1 kto na ich d\u00f4chodky robi\u0165. Tento probl\u00e9m nie je roz\u0161\u00edren\u00fd e\u0161te vo ve\u013ekej miere, ale hroz\u00ed, \u017ee v bud\u00facnosti to bude ve\u013ek\u00fdm probl\u00e9mom. Preto sa zakladaj\u00fa d\u00f4chodkov\u00e9 piliere, aby d\u00f4chodcovia neostali bez pe\u0148az\u00ed a aby boli aspo\u0148 ako tak zabezpe\u010den\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Financie","item":"https:\/\/www.formix.sk\/financie\/#breadcrumbitem"}]}]